Hardware and Software Solutions for Independent Grocers Electronic Check Acceptance (ECA) Are you still counting checks and preparing deposits?  Are you still waiting for customer checks to clear?  Are you and your managers assessing a check’s “risk” level by looking at the customer?  ECA allows you to convert paper checks into electronic transactions.  The system evaluates the check’s risk level by accessing a national database.  If the check is approved, the cashier returns the paper check to the customer and the customers account is electronically debited.  You get your money in as little as two business days, reduce many of your fees, reduce the amount of paper you have to track, reduce the risk of lost, stolen or damaged checks, and protect consumer privacy by returning the customers check at the point of sale so their account and routing numbers remain confidential.

      

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